Santosh J. lives with his homemaker wife and three-month-old child in his own house, in Navi Mumbai. He has taken a home loan of Rs 15 lakh, for which he is paying an EMI of Rs 24,500. He brings in a salary of Rs 55,000 a month, and after considering all expenses, he is left with a surplus of Rs ... Read More »
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A.M. Krishna,38 years, stays with his homemaker wife, 34 years, and two-yearold child in his own house, in Hyderabad. He brings in a salary of Rs 1.26 lakh a month. He has also taken a home loan of Rs 23 lakh, for which he is paying an EMI of Rs 40,500. After considering household expenses of Rs 35,000, insurance premium ... Read More »
While aggressive investment in equity will help, it needs to be aligned to goals for a smoother journey. Nishit and Dipti Dalal are both employed and bring in a combined monthly salary of Rs 1.68 lakh. They stay in their own house in Ahmedabad and have bought another house worth Rs 60 lakh as an investment. They have taken a ... Read More »
You have to ask a lot of questions before committing to an investment. But the due diligence is often limited to looking at the risks and returns. To check the suitability of an investment, one needs to do more. Here are some factors you must consider during your investment process. Go beyond returns A 10% expected return may seem a ... Read More »